Federal Disability Insurance
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are both federal programs that provide financial assistance to people with disabilities, and are both administered by the Social Security Administration (SSA). To qualify for disability benefits from the SSA, you must have a disability within the SSA’s definition of disability:
- You cannot do your job; and you cannot adjust to a new job; and your disability has, or is expected to, last for at least one year or to result in death.
SSA will use this process to see if you qualify for disability benefits:
- Are you working, and your earnings average more than $1,350 a month (in 2022)?
If yes, you will not be deemed disabled for SSDI. If no, proceed to step 2.
- Is your medical condition “severe”?
If yes, proceed to step 3. If no, you will not be deemed disabled.
- Is your medical condition found in the list of disabling conditions/impairments?
If yes, then you are deemed disabled. If no, then the SSA will look at the severity of the condition. If the SSA deems the condition severe enough, you are deemed disabled. If the SSA does not deem the condition severe enough, proceed to step 4.
- Can you do the work you did previously?
If yes, you will not be deemed disabled. If no, proceed to step 5.
- Can you do any other type of work?
If yes, you will not be deemed disabled. If no, you will be deemed disabled.