14 Jan Supplemental Insurance Policies: They are for more than just health care
“Only insure what you cannot afford to lose…” “The best insurance is one you never have to use...
11 Dec 4 More Days Left to Enroll!
Do you need health insurance for next year? The open enrollment period has begun and if you want your coverage to begin on January 1, 2015 you must sign-up by Monday, December 15, 2014. Confused on how to get started? The links below have all of...
10 Nov Health Insurance & Open Enrollment: What You Need to Know
We know that health insurance can be overwhelming and stressful. But it doesn’t have to be. The Patient Protection and Affordable Care Act (ACA) includes changes to make it easier to shop for, and purchase, insurance. As we approach the second open enrollment period (November 15,...
30 Sep Three Tips for Navigating Cancer & Your Finances
Posted at 13:26h
in Disability Insurance, Employment, Finances, Health Insurance, Partners, Practical Tips
by Triage Cancer
Cancer rights attorney and advocate, Joanna Morales, shares her advice for managing the financial impact and questions that accompany a cancer diagnosis. Most cancer survivors are unaware of their rights and the resources available to assist them through the vast maze of legal, employment, and...
18 Sep How is your premium determined?
On January 1, 2014, many of the new provisions of the Patient Protection and Affordable Care Act (ACA) went into effect. One of the largest changes is that insurance providers can no longer engage in a process called medical underwriting. Medical underwriting was when insurance...
11 Sep What do donuts have to do with Medicare?
Before the Affordable Care Act, people with Medicare Part D coverage, often fell into a coverage gap, where they would have to pay thousands of dollars out of their own pocket to get the prescriptions drugs they need. A standard Medicare Part D plan works like...
09 Sep Prescription Drug Coverage: Do You Understand Yours?
Imagine choosing a health insurance plan, through your employer, the Health Insurance Marketplace, or even directly from an insurance company. You pay your monthly premium and then you go to the pharmacy to fill your very expensive prescription, only to be told that your insurance...
25 Aug How disability insurance can help pay the bills
One common concern after receiving a cancer diagnosis is, “How can I continue to earn a living if cancer leaves me unable to work, either for the short-term or long-term?” Disability insurance can provide you with some income when a medical condition, including cancer, leaves...
21 Aug Waiting…
Patience is not simply the ability to wait - it's how we behave while we're waiting. - Joyce Meyer When you apply for a new job, you may face a waiting period before your new employer gives you access to certain employee benefits, such as health insurance coverage. These...
14 Aug Triaging Your Last Will and Testament
by Michelle Shagenov, Esq. In my last post, I discussed the power of attorney as a powerful “estate planning“ tool. I explained that a power of attorney allows YOU, not a Court, to choose who will make financial and legal decisions for you. The power of...