Genetic Information State Laws

This chart includes the state laws that provide protections related to genetic information in health, disability, life, and long-term care insurance policies. Check back often, as this chart is updated frequently.

Please note, each law varies in terms of requiring testing as well as prohibiting discrimination in the sale and pricing of these insurance policies based on someone's genetic information. For more information about genetics, genetic testing, and protections against discrimination due to genetic status, visit our Understanding Genetics module on CancerFinances.org.

StateLife insuranceDisability insuranceLong-term care insuranceIndividual Health InsuranceGroup Health Insurance Insurance
ALABAMAxhttps://codes.findlaw.com/al/title-27-insurance/al-code-sect-27-53-2.htmlxhttps://codes.findlaw.com/al/title-27-insurance/al-code-sect-27-53-2.html
ALASKAxhttps://codes.findlaw.com/ak/title-21-insurance/ak-st-sect-21-54-100.htmlxhttps://codes.findlaw.com/ak/title-21-insurance/ak-st-sect-21-54-100.html
ARIZONA"Notwithstanding any other provision in this section, a direct-to-consumer genetic testing company may not disclose a consumer's genetic data to any entity offering health insurance, life insurance or long-term care insurance or to any employer of the consumer."https://www.azleg.gov/ars/44/08002.htm"In addition to the provisions in subsection E of this section, the rejection of an application or the determination of rates, terms or conditions of a disability insurance contract on the basis of a genetic condition constitutes unfair discrimination in the absence of a diagnosis of the condition related to information obtained as a result of a genetic test."https://www.azleg.gov/viewDocument/?docName=http%3A//www.azleg.gov/ars/20/00448.htm"Notwithstanding any other provision in this section, a direct-to-consumer genetic testing company may not disclose a consumer's genetic data to any entity offering health insurance, life insurance or long-term care insurance or to any employer of the consumer."https://www.azleg.gov/ars/44/08002.htmxhttps://codes.findlaw.com/az/title-20-insurance/az-rev-st-sect-20-448.htmlxhttps://codes.findlaw.com/az/title-20-insurance/az-rev-st-sect-20-448.html
ARKANSASxhttps://law.justia.com/codes/arkansas/2018/title-23/subtitle-3/chapter-66/subchapter-3/section-23-66-320/xhttps://law.justia.com/codes/arkansas/2018/title-23/subtitle-3/chapter-66/subchapter-3/section-23-66-320/
CALIFORNIA"A life or disability income insurer shall not require a person to undergo a test of the person’s genetic characteristics unless the cost of the test is paid by the insurer."http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.5.; http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.6."A life or disability income insurer shall not require a person to undergo a test of the person’s genetic characteristics unless the cost of the test is paid by the insurer."http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.5.; http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.6.“On or after January 1, 2004, no long-term care insurer may require testing of an applicant on a voluntary or involuntary basis for the presence of a genetic characteristic for underwriting purposes or for the purpose of determining insurability.”https://law.justia.com/codes/california/2005/ins/10232-10233.9.html?utm_source=chatgpt.comxhttps://codes.findlaw.com/ca/insurance-code/ins-sect-742-405.htmlxhttps://codes.findlaw.com/ca/insurance-code/ins-sect-742-405.html
COLORADO"Except as otherwise specifically authorized or required by another section of state or federal law, an insurer shall not require the performance of or perform a genetic test without first receiving the specific, written, informed consent of the subject of the test who has the capacity to consent or, if the person subject to the test lacks the capacity to consent, of a person authorized by law to consent on behalf of the subject of the test."https://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/"Except as otherwise specifically authorized or required by another section of state or federal law, an insurer shall not require the performance of or perform a genetic test without first receiving the specific, written, informed consent of the subject of the test who has the capacity to consent or, if the person subject to the test lacks the capacity to consent, of a person authorized by law to consent on behalf of the subject of the test."https://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/"The intent of this section is to prevent information derived from genetic testing from being used to deny access to group disability insurance or long-term care insurance coverage."https://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2017/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2017/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/
CONNECTICUT"In connection with the issuance, withholding, extension or renewal of an annuity or an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance, request, require, purchase or use information obtained from an entity providing direct-to-consumer genetic testing without the informed written consent of the individual who has been tested."https://www.cga.ct.gov/2022/sup/chap_704.htmIn connection with the issuance, withholding, extension or renewal of an annuity or an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance, request, require, purchase or use information obtained from an entity providing direct-to-consumer genetic testing without the informed written consent of the individual who has been tested.https://www.cga.ct.gov/2022/sup/chap_704.htmIn connection with the issuance, withholding, extension or renewal of an annuity or an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance, request, require, purchase or use information obtained from an entity providing direct-to-consumer genetic testing without the informed written consent of the individual who has been tested.https://www.cga.ct.gov/2022/sup/chap_704.htmxhttps://www.cga.ct.gov/current/pub/chap_704.htm#sec_38a-816xhttps://www.cga.ct.gov/current/pub/chap_704.htm#sec_38a-816
DELAWARExhttps://delcode.delaware.gov/title18/c023/index.shtml#TopOfPagexhttps://delcode.delaware.gov/title18/c023/index.shtml#TopOfPage
DISTRICT OF COLUMBIAxhttps://odr.dc.gov/sites/default/files/dc/sites/odr/publication/attachments/dr_dc_human_rights_law.pdfxhttps://odr.dc.gov/sites/default/files/dc/sites/odr/publication/attachments/dr_dc_human_rights_law.pdf
FLORIDA"The bill provides that life insurers and long-term care insurers may not cancel, limit, or deny coverage or establish differentials in insurance rates based on genetic information."https://www.flsenate.gov/Committees/BillSummaries/2020/html/2232"The bill provides that life insurers and long-term care insurers may not cancel, limit, or deny coverage or establish differentials in insurance rates based on genetic information."https://www.flsenate.gov/Committees/BillSummaries/2020/html/2232"The bill provides that life insurers and long-term care insurers may not cancel, limit, or deny coverage or establish differentials in insurance rates based on genetic information."https://law.justia.com/codes/florida/title-xxxvii/chapter-627/part-ii/section-627-4301/x http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.4301.htmlx http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.4301.html
GEORGIAxhttp://ga.elaws.us/law/33-54xhttp://ga.elaws.us/law/33-54
HAWAIIxhttps://law.justia.com/codes/hawaii/2013/title-24/chapter-431/section-431-10a-404.5/
IDAHO"No person shall discriminate on the basis of a genetic test or private genetic information, as those terms are defined in section 39-8302, Idaho Code, in the issuance of coverage, or the fixing of rates, terms or conditions, for any policy or contract of disability insurance or any health benefit plan."https://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/xhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/xhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/
ILLINOIS“A company providing direct-to-consumer commercial genetic testing is prohibited from sharing any genetic test information or other personally identifiable information about a consumer with any health or life insurance company without written consent from the consumer.”https://www.ilga.gov/legislation/publicacts/fulltext.asp?Name=101-0132xhttps://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=1252&ChapAct=215%26nbsp%3BILCS%26nbsp%3B97%2F&ChapterID=22&ChapterName=INSURANCE&ActName=Illinois+Health+Insurance+Portability+and+Accountability+Act%2Exhttps://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=1252&ChapAct=215%26nbsp%3BILCS%26nbsp%3B97%2F&ChapterID=22&ChapterName=INSURANCE&ActName=Illinois+Health+Insurance+Portability+and+Accountability+Act%2E
INDIANAxhttps://law.justia.com/codes/indiana/2018/title-27/article-8/chapter-26/section-27-8-26-6/xhttps://law.justia.com/codes/indiana/2018/title-27/article-8/chapter-26/section-27-8-26-6/
IOWAxhttps://www.legis.iowa.gov/docs/code/2020/729.6.pdfxhttps://www.legis.iowa.gov/docs/code/513B.9A.pdf
KANSAS“An insurer writing life insurance, disability income insurance or long-term care insurance coverage that obtains information under paragraphs (1) or (2) of subsection (b), shall not: (1) Use the information contrary to paragraphs (3) or (4) of subsection (b) in writing a type of insurance coverage other than life for the individual or a member of the individual's family; or (2) provide for rates or any other aspect of coverage that is not reasonably related to the risk involved.”https://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.html“An insurer writing life insurance, disability income insurance or long-term care insurance coverage that obtains information under paragraphs (1) or (2) of subsection (b), shall not: (1) Use the information contrary to paragraphs (3) or (4) of subsection (b) in writing a type of insurance coverage other than life for the individual or a member of the individual's family; or (2) provide for rates or any other aspect of coverage that is not reasonably related to the risk involved.”https://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.html“An insurer writing life insurance, disability income insurance or long-term care insurance coverage that obtains information under paragraphs (1) or (2) of subsection (b), shall not: (1) Use the information contrary to paragraphs (3) or (4) of subsection (b) in writing a type of insurance coverage other than life for the individual or a member of the individual's family; or (2) provide for rates or any other aspect of coverage that is not reasonably related to the risk involved.”https://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.html
KENTUCKY“Notwithstanding any other provisions in this section, a direct-to-consumer genetic testing company may not disclose a consumer’s genetic data to any entity offering health insurance, life insurance, or long-term care insurance, or to any employer of the consumer without the consumer’s written consent.”https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=52988“Notwithstanding any other provisions in this section, a direct-to-consumer genetic testing company may not disclose a consumer’s genetic data to any entity offering health insurance, life insurance, or long-term care insurance, or to any employer of the consumer without the consumer’s written consent.”https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=52988xhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/xhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/
LOUISIANA"This bill amends Louisiana law to prohibit life and long-term care insurers from considering an individual's participation in genetic research or testing, including any request for or receipt of genetic services, when determining eligibility for coverage, establishing premiums, limiting coverage, or making other underwriting decisions."https://www.billtrack50.com/billdetail/1717104"This bill amends Louisiana law to prohibit life and long-term care insurers from considering an individual's participation in genetic research or testing, including any request for or receipt of genetic services, when determining eligibility for coverage, establishing premiums, limiting coverage, or making other underwriting decisions."https://www.billtrack50.com/billdetail/1717104xhttps://law.justia.com/codes/louisiana/2006/6/82742.htmlxhttps://law.justia.com/codes/louisiana/2006/6/82742.html
MAINE"An insurer may not make or permit any unfair discrimination against an individual in the application of genetic information or the results of a genetic test in the issuance, withholding, extension or renewal of an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance or an annuity."http://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.html"An insurer may not make or permit any unfair discrimination against an individual in the application of genetic information or the results of a genetic test in the issuance, withholding, extension or renewal of an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance or an annuity."http://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.html"An insurer may not make or permit any unfair discrimination against an individual in the application of genetic information or the results of a genetic test in the issuance, withholding, extension or renewal of an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance or an annuity."http://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.htmlxhttp://www.mainelegislature.org/legis/statutes/24-a/title24-Asec2159.htmlxhttp://www.mainelegislature.org/legis/statutes/24-a/title24-Asec2159.html
MARYLAND“In addition to the other practices prohibited under this article, a carrier or insurance producer of a carrier that provides long–term care insurance may not: (4) request or require a genetic test to: (i) deny or limit the amount, extent, or kind of long–term care insurance coverage available to an individual; or (ii) charge a different rate for the same long–term care insurance coverage; or (5) use a genetic test, the results of a genetic test, genetic information, or a request for genetic services to: (i) deny or limit the amount, extent, or kind of long–term care insurance coverage available to an individual; or (ii) charge a different rate for the same long–term care insurance.”https://law.justia.com/codes/maryland/insurance/title-18/section-18-120/?utm_source=chatgpt.comxhttps://law.justia.com/codes/maryland/2013/article-gin/section-27-208xhttps://law.justia.com/codes/maryland/2013/article-gin/section-27-208
MASSACHUSETTS"No insurer, agent or broker authorized to issue policies on the lives of persons in the commonwealth shall practice unfair discrimination against persons because of the results of a genetic test or the provision of genetic information, as defined in this section."https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120E"No insurer, agent or broker authorized to issue policies against disability from injury or disease or policies providing for long term care in the commonwealth shall practice unfair discrimination against persons because of the results of a genetic test or the provisions of genetic information, as defined in this section."https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section108I"No insurer, agent or broker authorized to issue policies against disability from injury or disease or policies providing for long term care in the commonwealth shall practice unfair discrimination against persons because of the results of a genetic test or the provisions of genetic information, as defined in this section."https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section108Ixhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120Exhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120E
MICHIGANxhttp://www.legislature.mi.gov/(S(dv1vntrb53ykcgqmq4vqzwzd))/mileg.aspx?page=getObject&objectName=mcl-550-1401xhttp://www.legislature.mi.gov/(S(dv1vntrb53ykcgqmq4vqzwzd))/mileg.aspx?page=getObject&objectName=mcl-550-1401
MINNESOTA"If an individual agrees to take a genetic test, the life insurance company or fraternal benefit society shall obtain the individual's written informed consent for the test."https://www.revisor.mn.gov/statutes/cite/72A.139xhttps://www.revisor.mn.gov/statutes/cite/72A.139xhttps://www.revisor.mn.gov/statutes/cite/72A.139
MISSOURIxhttps://law.justia.com/codes/missouri/2011/titlexxiv/chapter375/section3751300/xhttps://law.justia.com/codes/missouri/2011/titlexxiv/chapter376/section376451/
MONTANAxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0090/section_0010/0330-0180-0090-0010.htmlxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0090/section_0010/0330-0180-0090-0010.html
NEBRASKAxhttps://nebraskalegislature.gov/laws/statutes.php?statute=44-787xhttps://nebraskalegislature.gov/laws/statutes.php?statute=44-787
NEVADAxhttps://www.leg.state.nv.us/NRS/NRS-689C.html#NRS689CSec198xhttps://www.leg.state.nv.us/NRS/NRS-689B.html#NRS689BSec069
NEW HAMPSHIRExhttp://www.gencourt.state.nh.us/rsa/html/X/141-H/141-H-4.htmxhttp://www.gencourt.state.nh.us/rsa/html/X/141-H/141-H-4.htm
NEW JERSEY"If, in the issuance, withholding, extension or renewal of any policy of life insurance, including credit life insurance, an annuity, disability income insurance contract or credit accident insurance coverage, an insurer will use the results of a genetic test in compliance with this subsection, the insurer shall notify the individual who is the subject of the genetic test that such a test shall be required and shall obtain the individual's written informed consent for the test prior to the administration of the test, in accordance with the requirements of P.L.1985, c.179 (C.17:23A-1 et seq.)."https://law.justia.com/codes/new-jersey/2018/title-17b/chapter-30/section-17b-30-12/"If, in the issuance, withholding, extension or renewal of any policy of life insurance, including credit life insurance, an annuity, disability income insurance contract or credit accident insurance coverage, an insurer will use the results of a genetic test in compliance with this subsection, the insurer shall notify the individual who is the subject of the genetic test that such a test shall be required and shall obtain the individual's written informed consent for the test prior to the administration of the test, in accordance with the requirements of P.L.1985, c.179 (C.17:23A-1 et seq.)."https://law.justia.com/codes/new-jersey/2018/title-17b/chapter-30/section-17b-30-12/xhttps://pub.njleg.gov/bills/9697/PL96/126_.PDFxhttps://pub.njleg.gov/bills/9697/PL96/126_.PDF
NEW MEXICO"Before or at the time of collecting genetic information for use in conducting and administering the business of life, disability income or long-term care insurance, the insurer shall notify in writing an applicant for insurance or the insured that the information may be used, transmitted or retained solely for the purpose of conducting and administering the business of life, disability income or long-term care insurance."https://law.justia.com/codes/new-mexico/2020/chapter-24/article-21/section-24-21-5/"Before or at the time of collecting genetic information for use in conducting and administering the business of life, disability income or long-term care insurance, the insurer shall notify in writing an applicant for insurance or the insured that the information may be used, transmitted or retained solely for the purpose of conducting and administering the business of life, disability income or long-term care insurance."https://law.justia.com/codes/new-mexico/2020/chapter-24/article-21/section-24-21-5/"Before or at the time of collecting genetic information for use in conducting and administering the business of life, disability income or long-term care insurance, the insurer shall notify in writing an applicant for insurance or the insured that the information may be used, transmitted or retained solely for the purpose of conducting and administering the business of life, disability income or long-term care insurance."https://law.justia.com/codes/new-mexico/2020/chapter-24/article-21/section-24-21-5/xhttps://law.justia.com/codes/new-mexico/2019/chapter-24/article-21/section-24-21-4/xhttps://law.justia.com/codes/new-mexico/2019/chapter-24/article-21/section-24-21-4/
NEW YORKx (informed consent)https://www.nysenate.gov/legislation/laws/ISC/2615x (informed consent)https://www.nysenate.gov/legislation/laws/ISC/2615
NORTH CAROLINAxhttps://www.ncleg.net/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-3-25.htmlxhttps://www.ncleg.net/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-3-25.html
NORTH DAKOTAxhttps://www.law.cornell.edu/regulations/north-dakota/N-D-A-C-45-06-1.1-20.1?utm_source=chatgpt.comxhttps://codes.findlaw.com/nd/title-261-insurance/nd-cent-code-sect-26-1-36-3-01.html
OHIOxhttps://codes.ohio.gov/ohio-revised-code/section-1751.65xhttps://codes.ohio.gov/ohio-revised-code/section-1751.65
PENNSYLVANIAxhttps://govt.westlaw.com/pac/Document/N8F3663601D4411EBB690E65CDE29E81C?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default)xhttps://govt.westlaw.com/pac/Document/N8F3663601D4411EBB690E65CDE29E81C?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default)
OKLAHOMAxhttps://law.justia.com/codes/oklahoma/2014/title-36/section-36-3614.1/xhttps://law.justia.com/codes/oklahoma/2014/title-36/section-36-3614.1/
OREGON"A person may not use genetic information about a blood relative to reject, deny, limit, cancel, refuse to renew, increase the rates of, affect the terms and conditions of or otherwise affect any policy of insurance."https://www.oregonlaws.org/ors/746.135A person may not use genetic information about a blood relative to reject, deny, limit, cancel, refuse to renew, increase the rates of, affect the terms and conditions of or otherwise affect any policy of insurance.https://www.oregonlaws.org/ors/746.135A person may not use genetic information about a blood relative to reject, deny, limit, cancel, refuse to renew, increase the rates of, affect the terms and conditions of or otherwise affect any policy of insurance.https://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135
RHODE ISLANDxhttp://webserver.rilin.state.ri.us/Statutes/TITLE27/27-18/27-18-52.1.HTMxhttp://webserver.rilin.state.ri.us/Statutes/TITLE27/27-18/27-18-52.1.HTM
SOUTH CAROLINAxhttps://www.scstatehouse.gov/code/t38c093.phpxhttps://www.scstatehouse.gov/code/t38c093.php
SOUTH DAKOTA“No health carrier, life insurer, or long-term care insurer, in determining eligibility for coverage, establishing premiums, limiting coverage, renewing coverage, or any other underwriting decision, may, in connection with the offer, sale, or renewal of insurance: (1) Require or request an individual or a blood relative of the individual to take a genetic test; or (2) Take into consideration the fact that a genetic test was refused by an individual or a blood relative of the individual.”https://sdlegislature.gov/Statutes/Codified_Laws/2073846“No health carrier, life insurer, or long-term care insurer, in determining eligibility for coverage, establishing premiums, limiting coverage, renewing coverage, or any other underwriting decision, may, in connection with the offer, sale, or renewal of insurance: (1) Require or request an individual or a blood relative of the individual to take a genetic test; or (2) Take into consideration the fact that a genetic test was refused by an individual or a blood relative of the individual.”https://sdlegislature.gov/Statutes/Codified_Laws/2073846xhttps://sdlegislature.gov/Statutes/Codified_Laws/2073846xhttps://sdlegislature.gov/Statutes/Codified_Laws/2073846
TENNESSEExhttps://law.justia.com/codes/tennessee/title-56/chapter-7/part-27/xhttps://law.justia.com/codes/tennessee/title-56/chapter-7/part-27/
TEXASxhttps://statutes.capitol.texas.gov/Docs/IN/htm/IN.546.htmxhttps://statutes.capitol.texas.gov/Docs/IN/htm/IN.546.htm
UTAH"A direct-to-consumer genetic testing company may not disclose a consumer's genetic data without the consumer's written consent to: (1) an entity that offers health insurance, life insurance, or long-term care insurance; or (2) an employer of the consumer."https://law.justia.com/codes/utah/2023/title-13/chapter-60/part-1/section-105/"A direct-to-consumer genetic testing company may not disclose a consumer's genetic data without the consumer's written consent to: (1) an entity that offers health insurance, life insurance, or long-term care insurance; or (2) an employer of the consumer."https://law.justia.com/codes/utah/2023/title-13/chapter-60/part-1/section-105/xhttps://le.utah.gov/~2021/bills/static/SB0227.htmlxhttps://le.utah.gov/~2021/bills/static/SB0227.html
VERMONTxhttps://legislature.vermont.gov/statutes/section/18/217/09334xhttps://legislature.vermont.gov/statutes/section/18/217/09334
VIRGINIAxhttps://law.lis.virginia.gov/vacode/title38.2/chapter5/section38.2-508.4/xhttps://law.lis.virginia.gov/vacode/title38.2/chapter5/section38.2-508.4/
WASHINGTONxhttps://app.leg.wa.gov/RCW/default.aspx?cite=48.43.01211xhttps://app.leg.wa.gov/RCW/default.aspx?cite=48.43.01211
WEST VIRGINIAxhttp://www.wvlegislature.gov/wvcode/ChapterEntire.cfm?chap=33&art=15§ion=2xhttps://code.wvlegislature.gov/?chap=33&art=15§ion=2
WISCONSIN“An insurer writing life insurance coverage or income continuation insurance coverage that obtains information under sub. (2) (a) or (b) may not do any of the following: Use the information contrary to sub. (2) (c) or (d) in writing a type of insurance coverage other than life or income continuation for the individual or a member of the individual’s family.”https://docs.legis.wisconsin.gov/statutes/statutes/631/III/89“An insurer writing life insurance coverage or income continuation insurance coverage that obtains information under sub. (2) (a) or (b) may not do any of the following: Use the information contrary to sub. (2) (c) or (d) in writing a type of insurance coverage other than life or income continuation for the individual or a member of the individual’s family.”https://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89
WYOMING"Notwithstanding any other provisions in this section, a direct to consumer genetic testing company shall not disclose a consumer's genetic data to any entity offering health insurance, life insurance or long-term care insurance, or to any employer of the consumer without the consumer's written consent."https://law.justia.com/codes/wyoming/title-35/chapter-32/section-35-32-102/“In addition to the prohibitions on the use of genetic information provided in paragraph (g)(vi) of this section, an insurer offering a policy of group or blanket disability insurance shall not, based on the genetic testing information of an individual or a family member of an individual: (i) Deny eligibility; (ii) Adjust premium rates; (iii) Adjust contribution rates; (iv) Request or require predictive genetic testing information concerning an individual or a family member of the individual, except the insurer may request, but not require, predictive genetic testing information if needed for diagnosis, treatment or payment. As part of a request under this paragraph, the plan or issuer shall provide a description of the procedures in place to safeguard confidentiality of the information.”https://law.justia.com/codes/wyoming/2019/title-26/chapter-19/article-1/section-26-19-107/"Notwithstanding any other provisions in this section, a direct to consumer genetic testing company shall not disclose a consumer's genetic data to any entity offering health insurance, life insurance or long-term care insurance, or to any employer of the consumer without the consumer's written consent."https://codes.findlaw.com/wy/title-35-public-health-and-safety/wy-st-sect-35-32-102xhttps://law.justia.com/codes/wyoming/title-35/chapter-32/xhttps://law.justia.com/codes/wyoming/title-35/chapter-32/

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