Genetic Information State Laws

This chart includes the state laws that provide protections related to genetic information in health, disability, life, and long-term care insurance policies. Check back often, as this chart is updated frequently.

Please note, each law varies in terms of requiring testing as well as prohibiting discrimination in the sale and pricing of these insurance policies based on someone's genetic information. For more information about genetics, genetic testing, and protections against discrimination due to genetic status, visit our Understanding Genetics module on CancerFinances.org.

StateLife insuranceDisability insuranceLong-term care insuranceIndividual Health InsuranceGroup Health Insurance Insurance
ALABAMAxhttps://codes.findlaw.com/al/title-27-insurance/al-code-sect-27-53-2.htmlxhttps://codes.findlaw.com/al/title-27-insurance/al-code-sect-27-53-2.html
ALASKAxhttps://codes.findlaw.com/ak/title-21-insurance/ak-st-sect-21-54-100.htmlxhttps://codes.findlaw.com/ak/title-21-insurance/ak-st-sect-21-54-100.html
ARIZONAxhttps://www.azleg.gov/viewDocument/?docName=http%3A//www.azleg.gov/ars/20/00448.htmxhttps://www.azleg.gov/viewDocument/?docName=http%3A//www.azleg.gov/ars/20/00448.htmxhttps://www.azleg.gov/ars/44/08002.htmxhttps://codes.findlaw.com/az/title-20-insurance/az-rev-st-sect-20-448.htmlxhttps://codes.findlaw.com/az/title-20-insurance/az-rev-st-sect-20-448.html
ARKANSASxhttps://law.justia.com/codes/arkansas/2010/title-23/subtitle-3/chapter-66/subchapter-3/23-66-320/xhttps://law.justia.com/codes/arkansas/2018/title-23/subtitle-3/chapter-66/subchapter-3/section-23-66-320/xhttps://law.justia.com/codes/arkansas/2018/title-23/subtitle-3/chapter-66/subchapter-3/section-23-66-320/
CALIFORNIAxhttp://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.5.; http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.6.xhttp://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.5.; http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.6.xhttps://casetext.com/statute/california-codes/california-civil-code/division-1-persons/part-26-confidentiality-of-medical-information/chapter-26-genetic-privacy/section-56181-duties-of-direct-to-consumer-genetic-testing-companyxhttps://codes.findlaw.com/ca/insurance-code/ins-sect-742-405.htmlxhttps://codes.findlaw.com/ca/insurance-code/ins-sect-742-405.html
COLORADOxhttps://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2017/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2017/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/
CONNECTICUTxhttps://www.cga.ct.gov/2022/sup/chap_704.htmxhttps://www.cga.ct.gov/2022/sup/chap_704.htmxhttps://www.cga.ct.gov/2022/sup/chap_704.htmxhttps://www.cga.ct.gov/current/pub/chap_704.htm#sec_38a-816xhttps://www.cga.ct.gov/current/pub/chap_704.htm#sec_38a-816
DELAWARExhttps://delcode.delaware.gov/title18/c023/index.shtml#TopOfPagexhttps://delcode.delaware.gov/title18/c023/index.shtml#TopOfPage
DISTRICT OF COLUMBIAxhttps://odr.dc.gov/sites/default/files/dc/sites/odr/publication/attachments/dr_dc_human_rights_law.pdfxhttps://odr.dc.gov/sites/default/files/dc/sites/odr/publication/attachments/dr_dc_human_rights_law.pdf
FLORIDAxhttps://www.myfloridahouse.gov/Sections/Documents/loaddoc.aspx?FileName=_h1189er.docx&DocumentType=Bill&BillNumber=1189&Session=2020xhttps://www.myfloridahouse.gov/Sections/Documents/loaddoc.aspx?FileName=_h1189er.docx&DocumentType=Bill&BillNumber=1189&Session=2020xhttp://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.4301.htmlxhttp://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.4301.html
GEORGIAxhttp://ga.elaws.us/law/33-54xhttp://ga.elaws.us/law/33-54
HAWAIIxhttps://law.justia.com/codes/hawaii/2013/title-24/chapter-431/section-431-10a-404.5/
IDAHOxhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/xhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/xhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/xhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/
ILLINOISxhttps://www.ilga.gov/legislation/publicacts/fulltext.asp?Name=101-0132xhttps://www.ilga.gov/legislation/publicacts/fulltext.asp?Name=101-0132xhttps://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=1252&ChapAct=215%26nbsp%3BILCS%26nbsp%3B97%2F&ChapterID=22&ChapterName=INSURANCE&ActName=Illinois+Health+Insurance+Portability+and+Accountability+Act%2Exhttps://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=1252&ChapAct=215%26nbsp%3BILCS%26nbsp%3B97%2F&ChapterID=22&ChapterName=INSURANCE&ActName=Illinois+Health+Insurance+Portability+and+Accountability+Act%2E
INDIANAxhttps://law.justia.com/codes/indiana/2018/title-27/article-8/chapter-26/section-27-8-26-6/xhttps://law.justia.com/codes/indiana/2018/title-27/article-8/chapter-26/section-27-8-26-6/
IOWAxhttps://www.legis.iowa.gov/docs/code/2020/729.6.pdfxhttps://www.legis.iowa.gov/docs/code/513B.9A.pdf
KANSASxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.html
KENTUCKYxhttps://apps.legislature.ky.gov/law/statutes/statute.aspx?id=52988xhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/xhttps://apps.legislature.ky.gov/law/statutes/statute.aspx?id=52988xhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/xhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/
LOUISIANAxhttps://casetext.com/statute/louisiana-revised-statutes/revised-statutes/title-22-insurance/chapter-4-insurance-and-insurance-contract-requirements-by-type-of-insurance/part-ii-life-insurance-and-annuities/subpart-a-life-insurance-and-annuities-in-general/section-22918-prohibited-discrimination-genetic-information-derived-from-participation-in-genetic-or-clinical-research-definitionsxhttps://casetext.com/statute/louisiana-revised-statutes/revised-statutes/title-22-insurance/chapter-4-insurance-and-insurance-contract-requirements-by-type-of-insurance/part-ii-life-insurance-and-annuities/subpart-a-life-insurance-and-annuities-in-general/section-22918-prohibited-discrimination-genetic-information-derived-from-participation-in-genetic-or-clinical-research-definitionsxhttps://casetext.com/statute/louisiana-revised-statutes/revised-statutes/title-22-insurance/chapter-4-insurance-and-insurance-contract-requirements-by-type-of-insurance/part-ii-life-insurance-and-annuities/subpart-a-life-insurance-and-annuities-in-general/section-22918-prohibited-discrimination-genetic-information-derived-from-participation-in-genetic-or-clinical-research-definitionsxhttps://law.justia.com/codes/louisiana/2006/6/82742.htmlxhttps://law.justia.com/codes/louisiana/2006/6/82742.html
MAINExhttp://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.htmlxhttp://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.htmlxhttp://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.htmlxhttp://www.mainelegislature.org/legis/statutes/24-a/title24-Asec2159.htmlxhttp://www.mainelegislature.org/legis/statutes/24-a/title24-Asec2159.html
MARYLANDxhttps://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=18-120&enactments=falsexhttps://law.justia.com/codes/maryland/2013/article-gin/section-27-208xhttps://law.justia.com/codes/maryland/2013/article-gin/section-27-208
MASSACHUSETTSxhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120Exhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section108Ixhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section108Ixhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120Exhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120E
MICHIGANxhttp://www.legislature.mi.gov/(S(dv1vntrb53ykcgqmq4vqzwzd))/mileg.aspx?page=getObject&objectName=mcl-550-1401xhttp://www.legislature.mi.gov/(S(dv1vntrb53ykcgqmq4vqzwzd))/mileg.aspx?page=getObject&objectName=mcl-550-1401
MINNESOTAxhttps://www.revisor.mn.gov/statutes/cite/72A.139xhttps://www.revisor.mn.gov/statutes/cite/72A.139xhttps://www.revisor.mn.gov/statutes/cite/72A.139
MISSOURIxhttps://law.justia.com/codes/missouri/2011/titlexxiv/chapter375/section3751300/xhttps://law.justia.com/codes/missouri/2011/titlexxiv/chapter376/section376451/
MONTANAxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0020/section_0060/0330-0180-0020-0060.htmlxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0020/section_0060/0330-0180-0020-0060.htmlxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0090/section_0010/0330-0180-0090-0010.htmlxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0090/section_0010/0330-0180-0090-0010.html
NEBRASKAxhttps://nebraskalegislature.gov/laws/statutes.php?statute=44-787
NEVADAxhttps://www.leg.state.nv.us/NRS/NRS-689C.html#NRS689CSec198xhttps://www.leg.state.nv.us/NRS/NRS-689B.html#NRS689BSec069
NEW HAMPSHIRExhttp://www.gencourt.state.nh.us/rsa/html/X/141-H/141-H-4.htmxhttp://www.gencourt.state.nh.us/rsa/html/X/141-H/141-H-4.htm
NEW JERSEYxhttps://law.justia.com/codes/new-jersey/2018/title-17b/chapter-30/section-17b-30-12/xhttps://law.justia.com/codes/new-jersey/2018/title-17b/chapter-30/section-17b-30-12/xftp://www.njleg.state.nj.us/19961997/PL96/126_.pdfxftp://www.njleg.state.nj.us/19961997/PL96/126_.pdf
NEW MEXICOxhttps://law.justia.com/codes/new-mexico/2020/chapter-24/article-21/section-24-21-5/xhttps://law.justia.com/codes/new-mexico/2020/chapter-24/article-21/section-24-21-5/xhttps://law.justia.com/codes/new-mexico/2020/chapter-24/article-21/section-24-21-5/xhttps://law.justia.com/codes/new-mexico/2019/chapter-24/article-21/section-24-21-4/xhttps://law.justia.com/codes/new-mexico/2019/chapter-24/article-21/section-24-21-4/
NEW YORKx (informed consent)https://www.nysenate.gov/legislation/laws/ISC/2615x (informed consent)https://www.nysenate.gov/legislation/laws/ISC/2615
NORTH CAROLINAxhttps://www.ncleg.net/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-3-25.htmlxhttps://www.ncleg.net/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-3-25.html
NORTH DAKOTAxhttps://casetext.com/regulation/north-dakota-administrative-code/title-45-insurance-commissioner-of/article-45-06-accident-and-health-insurance/chapter-45-06-011-medicare-supplement-insurance-minimum-standards/section-45-06-011-201-prohibition-against-use-of-genetic-information-and-requests-for-genetic-testingxhttps://codes.findlaw.com/nd/title-261-insurance/nd-cent-code-sect-26-1-36-3-01.html
OHIOxhttp://codes.ohio.gov/orc/3901 and http://codes.ohio.gov/orc/1751.65xhttp://codes.ohio.gov/orc/3901 and http://codes.ohio.gov/orc/1751.65
PENNSYLVANIAxhttps://govt.westlaw.com/pac/Document/N8F3663601D4411EBB690E65CDE29E81C?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default)xhttps://govt.westlaw.com/pac/Document/N8F3663601D4411EBB690E65CDE29E81C?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default)
OKLAHOMAxhttps://law.justia.com/codes/oklahoma/2014/title-36/section-36-3614.1/xhttps://law.justia.com/codes/oklahoma/2014/title-36/section-36-3614.1/
OREGONxhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135
RHODE ISLANDxhttp://webserver.rilin.state.ri.us/Statutes/TITLE27/27-18/27-18-52.1.HTMxhttp://webserver.rilin.state.ri.us/Statutes/TITLE27/27-18/27-18-52.1.HTM
SOUTH CAROLINAxhttps://www.scstatehouse.gov/code/t38c093.phpxhttps://www.scstatehouse.gov/code/t38c093.php
SOUTH DAKOTAxhttps://sdlegislature.gov/Statutes/Codified_Laws/2073846xhttps://sdlegislature.gov/Statutes/Codified_Laws/2073846xhttps://sdlegislature.gov/Statutes/Codified_Laws/2073846xhttps://sdlegislature.gov/sessions/2003/bills/HB1043enr.htm
TENNESSEExhttps://casetext.com/statute/tennessee-code/title-56-insurance/chapter-7-policies-and-policyholders-33373/part-27-genetic-information-nondiscrimination-in-health-insurance-actxhttps://casetext.com/statute/tennessee-code/title-56-insurance/chapter-7-policies-and-policyholders-33373/part-27-genetic-information-nondiscrimination-in-health-insurance-act
TEXASxhttps://texreg.sos.state.tx.us/public/readtac$ext.TacPage?sl=R&app=9&p_dir=&p_rloc=&p_tloc=&p_ploc=&pg=1&p_tac=&ti=28&pt=1&ch=21&rl=2702xhttps://statutes.capitol.texas.gov/Docs/IN/htm/IN.546.htmxhttps://statutes.capitol.texas.gov/Docs/IN/htm/IN.546.htm
UTAHxhttps://casetext.com/statute/utah-code/title-13-commerce-and-trade/chapter-60-genetic-information-privacy-act/part-2-consumer-genetic-data/section-13-60-202-prohibited-disclosuresx (consent)https://casetext.com/statute/utah-code/title-13-commerce-and-trade/chapter-60-genetic-information-privacy-act/part-2-consumer-genetic-data/section-13-60-202-prohibited-disclosuresxhttps://casetext.com/statute/utah-code/title-26-utah-health-code/chapter-45-genetic-testing-privacy-actxhttps://casetext.com/statute/utah-code/title-26-utah-health-code/chapter-45-genetic-testing-privacy-act
VERMONTxhttps://legislature.vermont.gov/statutes/section/18/217/09334xhttps://legislature.vermont.gov/statutes/section/18/217/09334
VIRGINIAxhttps://law.lis.virginia.gov/vacode/title38.2/chapter5/section38.2-508.4/xhttps://law.lis.virginia.gov/vacode/title38.2/chapter5/section38.2-508.4/
WASHINGTONxhttps://app.leg.wa.gov/RCW/default.aspx?cite=48.43.01211xhttps://app.leg.wa.gov/RCW/default.aspx?cite=48.43.01211
WEST VIRGINIAxhttp://www.wvlegislature.gov/wvcode/ChapterEntire.cfm?chap=33&art=15§ion=2xhttps://casetext.com/regulation/west-virginia-administrative-code/agency-114-insurance-commission/title-114-legislative-rule-insurance-commissioner/series-114-24-medicare-supplement-insurance/section-114-24-22-prohibition-against-use-of-genetic-information-and-requests-for-genetic-testing
WISCONSINxhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89
WYOMINGxhttps://casetext.com/statute/wyoming-statutes/title-35-public-health-and-safety/chapter-32-genetic-data-privacy/section-35-32-102-genetic-testing-prohibitions-exceptionsxhttps://law.justia.com/codes/wyoming/2019/title-26/chapter-19/article-1/section-26-19-107/xhttps://casetext.com/statute/wyoming-statutes/title-35-public-health-and-safety/chapter-32-genetic-data-privacy/section-35-32-102-genetic-testing-prohibitions-exceptionsxhttps://casetext.com/statute/wyoming-statutes/title-35-public-health-and-safety/chapter-32-genetic-data-privacy/section-35-32-102-genetic-testing-prohibitions-exceptionsxhttps://casetext.com/statute/wyoming-statutes/title-35-public-health-and-safety/chapter-32-genetic-data-privacy/section-35-32-102-genetic-testing-prohibitions-exceptions

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