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Genetic Information State Laws

This chart includes the state laws that provide protections related to genetic information in health, disability, life, and long-term care insurance policies. Check back often, as this chart is updated frequently.

Please note, each law varies in terms of requiring testing as well as prohibiting discrimination in the sale and pricing of these insurance policies based on someone's genetic information. For more information about genetics, genetic testing, and protections against discrimination due to genetic status, visit our Understanding Genetics module on CancerFinances.org.

StateLife insuranceDisability insuranceLong-term care insuranceIndividual Health Insurance InsuranceGroup Health Insurance Insurance
ALABAMAxhttps://codes.findlaw.com/al/title-27-insurance/al-code-sect-27-53-2.htmlxhttps://codes.findlaw.com/al/title-27-insurance/al-code-sect-27-53-2.html
ALASKAxhttps://codes.findlaw.com/ak/title-21-insurance/ak-st-sect-21-54-100.html
ARIZONAxhttps://www.azleg.gov/viewDocument/?docName=http%3A//www.azleg.gov/ars/20/00448.htmxhttps://www.azleg.gov/viewDocument/?docName=http%3A//www.azleg.gov/ars/20/00448.htmxhttps://codes.findlaw.com/az/title-20-insurance/az-rev-st-sect-20-448.htmlxhttps://codes.findlaw.com/az/title-20-insurance/az-rev-st-sect-20-448.html
ARKANSASxhttps://law.justia.com/codes/arkansas/2010/title-23/subtitle-3/chapter-66/subchapter-3/23-66-320/xhttps://law.justia.com/codes/arkansas/2018/title-23/subtitle-3/chapter-66/subchapter-3/section-23-66-320/xhttps://law.justia.com/codes/arkansas/2018/title-23/subtitle-3/chapter-66/subchapter-3/section-23-66-320/
CALIFORNIAxhttp://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.5.; http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.6.xhttp://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.5.; http://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=INS&division=2.&title=&part=2.&chapter=1.&article=2.6.xhttps://codes.findlaw.com/ca/insurance-code/ins-sect-742-405.htmlxhttps://codes.findlaw.com/ca/insurance-code/ins-sect-742-405.html
COLORADOxhttps://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2018/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2017/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/xhttps://law.justia.com/codes/colorado/2017/title-10/regulation-of-insurance-companies/article-3/part-11/section-10-3-1104.7/
CONNECTICUTxhttps://www.cga.ct.gov/current/pub/chap_704.htm#sec_38a-816xhttps://www.cga.ct.gov/current/pub/chap_704.htm#sec_38a-816
DELAWARExhttps://delcode.delaware.gov/title18/c023/index.shtml#TopOfPagexhttps://delcode.delaware.gov/title18/c023/index.shtml#TopOfPage
DISTRICT OF COLUMBIAxhttps://odr.dc.gov/sites/default/files/dc/sites/odr/publication/attachments/dr_dc_human_rights_law.pdfxhttps://odr.dc.gov/sites/default/files/dc/sites/odr/publication/attachments/dr_dc_human_rights_law.pdf
FLORIDAx (effective July 1, 2020)https://www.myfloridahouse.gov/Sections/Documents/loaddoc.aspx?FileName=_h1189er.docx&DocumentType=Bill&BillNumber=1189&Session=2020x (effective July 1, 2020)https://www.myfloridahouse.gov/Sections/Documents/loaddoc.aspx?FileName=_h1189er.docx&DocumentType=Bill&BillNumber=1189&Session=2020xhttp://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.4301.htmlxhttp://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.4301.html
GEORGIAxhttp://ga.elaws.us/law/33-54xhttp://ga.elaws.us/law/33-54
HAWAIIxhttps://law.justia.com/codes/hawaii/2013/title-24/chapter-431/section-431-10a-404.5/
IDAHOxhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/xhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/xhttps://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH13/SECT41-1313/
ILLINOISxhttps://www.ilga.gov/legislation/publicacts/fulltext.asp?Name=101-0132xhttps://www.ilga.gov/legislation/publicacts/fulltext.asp?Name=101-0132xhttps://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=1252&ChapAct=215%26nbsp%3BILCS%26nbsp%3B97%2F&ChapterID=22&ChapterName=INSURANCE&ActName=Illinois+Health+Insurance+Portability+and+Accountability+Act%2Exhttps://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=1252&ChapAct=215%26nbsp%3BILCS%26nbsp%3B97%2F&ChapterID=22&ChapterName=INSURANCE&ActName=Illinois+Health+Insurance+Portability+and+Accountability+Act%2E
INDIANAxhttps://law.justia.com/codes/indiana/2018/title-27/article-8/chapter-26/section-27-8-26-6/xhttps://law.justia.com/codes/indiana/2018/title-27/article-8/chapter-26/section-27-8-26-6/
IOWAxhttps://www.legis.iowa.gov/docs/code/513B.9A.pdf
KANSASxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.htmlxhttps://www.ksrevisor.org/statutes/chapters/ch40/040_022_0059.html
KENTUCKYxhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/xhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/xhttps://law.justia.com/codes/kentucky/2019/chapter-304/subtitle-304-12/section-304-12-085/
LOUISIANAxhttps://law.justia.com/codes/louisiana/2006/6/82742.htmlxhttps://law.justia.com/codes/louisiana/2006/6/82742.html
MAINExhttp://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.htmlxhttp://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.htmlxhttp://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2159-C.htmlxhttp://www.mainelegislature.org/legis/statutes/24-a/title24-Asec2159.htmlxhttp://www.mainelegislature.org/legis/statutes/24-a/title24-Asec2159.html
MARYLANDxhttp://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=27-208&enactments=falsexhttp://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=18-120&enactments=falsexhttps://law.justia.com/codes/maryland/2013/article-gin/section-27-208xhttps://law.justia.com/codes/maryland/2013/article-gin/section-27-208
MASSACHUSETTSxhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120Exhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section108Ixhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section108Ixhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120Exhttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section120E
MICHIGANxhttp://www.legislature.mi.gov/(S(dv1vntrb53ykcgqmq4vqzwzd))/mileg.aspx?page=getObject&objectName=mcl-550-1401xhttp://www.legislature.mi.gov/(S(dv1vntrb53ykcgqmq4vqzwzd))/mileg.aspx?page=getObject&objectName=mcl-550-1401
MINNESOTAxhttps://www.revisor.mn.gov/statutes/cite/72A.139xhttps://www.revisor.mn.gov/statutes/cite/72A.139
MISSOURIxhttps://law.justia.com/codes/missouri/2011/titlexxiv/chapter375/section3751300/xhttps://law.justia.com/codes/missouri/2011/titlexxiv/chapter376/section376451/
MONTANAxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0020/section_0060/0330-0180-0020-0060.htmlxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0020/section_0060/0330-0180-0020-0060.htmlxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0090/section_0010/0330-0180-0090-0010.htmlxhttps://leg.mt.gov/bills/mca/title_0330/chapter_0180/part_0090/section_0010/0330-0180-0090-0010.html
NEBRASKAxhttps://nebraskalegislature.gov/laws/statutes.php?statute=44-787
NEVADAxhttps://www.leg.state.nv.us/NRS/NRS-689C.html#NRS689CSec198xhttps://www.leg.state.nv.us/NRS/NRS-689B.html#NRS689BSec069
NEW HAMPSHIRExhttp://www.gencourt.state.nh.us/rsa/html/X/141-H/141-H-4.htmxhttp://www.gencourt.state.nh.us/rsa/html/X/141-H/141-H-4.htm
NEW JERSEYxhttps://law.justia.com/codes/new-jersey/2018/title-17b/chapter-30/section-17b-30-12/xhttps://law.justia.com/codes/new-jersey/2018/title-17b/chapter-30/section-17b-30-12/xftp://www.njleg.state.nj.us/19961997/PL96/126_.pdfxftp://www.njleg.state.nj.us/19961997/PL96/126_.pdf
NEW MEXICOxhttps://law.justia.com/codes/new-mexico/2019/chapter-24/article-21/section-24-21-4/xhttps://law.justia.com/codes/new-mexico/2019/chapter-24/article-21/section-24-21-4/
NEW YORKx (informed consent)https://www.nysenate.gov/legislation/laws/ISC/2615x (informed consent)https://www.nysenate.gov/legislation/laws/ISC/2615
NORTH CAROLINAxhttps://www.ncleg.net/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-3-25.htmlxhttps://www.ncleg.net/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-3-25.html
NORTH DAKOTAxhttps://codes.findlaw.com/nd/title-261-insurance/nd-cent-code-sect-26-1-36-3-01.html
OHIOxhttp://codes.ohio.gov/orc/3901 and http://codes.ohio.gov/orc/1751.65xhttp://codes.ohio.gov/orc/3901 and http://codes.ohio.gov/orc/1751.65
OKLAHOMAxhttps://law.justia.com/codes/oklahoma/2014/title-36/section-36-3614.1/xhttps://law.justia.com/codes/oklahoma/2014/title-36/section-36-3614.1/
OREGONxhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135xhttps://www.oregonlaws.org/ors/746.135
RHODE ISLANDxhttp://webserver.rilin.state.ri.us/Statutes/TITLE27/27-18/27-18-52.1.HTMxhttp://webserver.rilin.state.ri.us/Statutes/TITLE27/27-18/27-18-52.1.HTM
SOUTH CAROLINAxhttps://www.scstatehouse.gov/code/t38c093.phpxhttps://www.scstatehouse.gov/code/t38c093.php
SOUTH DAKOTAxhttps://sdlegislature.gov/sessions/2003/bills/HB1043enr.htm
TENNESSEExhttps://casetext.com/statute/tennessee-code/title-56-insurance/chapter-7-policies-and-policyholders-33373/part-27-genetic-information-nondiscrimination-in-health-insurance-actxhttps://casetext.com/statute/tennessee-code/title-56-insurance/chapter-7-policies-and-policyholders-33373/part-27-genetic-information-nondiscrimination-in-health-insurance-act
TEXASxhttps://statutes.capitol.texas.gov/Docs/IN/htm/IN.546.htmxhttps://statutes.capitol.texas.gov/Docs/IN/htm/IN.546.htm
UTAHxhttps://casetext.com/statute/utah-code/title-26-utah-health-code/chapter-45-genetic-testing-privacy-actxhttps://casetext.com/statute/utah-code/title-26-utah-health-code/chapter-45-genetic-testing-privacy-act
VERMONTxhttps://legislature.vermont.gov/statutes/section/18/217/09334xhttps://legislature.vermont.gov/statutes/section/18/217/09334
VIRGINIAxhttps://law.lis.virginia.gov/vacode/title38.2/chapter5/section38.2-508.4/xhttps://law.lis.virginia.gov/vacode/title38.2/chapter5/section38.2-508.4/
WEST VIRGINIAxhttp://www.wvlegislature.gov/wvcode/ChapterEntire.cfm?chap=33&art=15§ion=2
WISCONSINxhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89xhttps://docs.legis.wisconsin.gov/statutes/statutes/631/III/89
WYOMINGxhttps://law.justia.com/codes/wyoming/2019/title-26/chapter-19/article-1/section-26-19-107/