fbpx

COVID-19 Related State Laws

State laws may provide additional rights and benefits to individuals coping with cancer. Various laws related to employment, disability insurancehealth insuranceCOVID-19accessing medical recordsestate-planningother cancer-related state laws, and immigration are included below. We also have a chart of state laws on creating a will that can be found here. Please note that this information changes frequently, so check back for up-to-date information.

This chart includes the state laws that provide benefits and protections in the health insurance related to COVID-19.

Congress has passed several pieces of legislation that may provide federal benefits. The CARES Act and Families First Act requires that group health plans and individual health insurers cover (without cost-sharing) COVID-19 testing and urgent-care, emergency room, and telehealth visits that result in an order for an administration of a COVID-19 test. For more information visit the COVID-19 module of CancerFinances.org.

StateTesting Exceeds CARES Act StandardsLower Cost Share of COVID TreatmentEarly Prescription RefillPremium Grace PeriodOff-formulary drug coverage
ALABAMA
ALASKAxhttps://www.commerce.alaska.gov/web/Portals/11/Pub/INS_B20-04.pdfxhttps://aws.state.ak.us/OnlinePublicNotices/Notices/View.aspx?id=197304xhttps://aws.state.ak.us/OnlinePublicNotices/Notices/View.aspx?id=197636xhttps://aws.state.ak.us/OnlinePublicNotices/Notices/View.aspx?id=197636
ARIZONAxhttps://insurance.az.gov/covid19
ARKANSASxhttps://insurance.arkansas.gov/news/2020/apr/02/60-day-covid-19-insurance-cancellation-moratoriums/
CALIFORNIAxhttp://www.dmhc.ca.gov/Portals/0/Docs/OPL/APL-COVID-19WaiverOfCostShare3-5-20Final.pdfxhttp://www.dmhc.ca.gov/Portals/0/Docs/OPL/APL-COVID-19WaiverOfCostShare3-5-20Final.pdfxhttp://www.dmhc.ca.gov/Portals/0/Docs/OPL/APL-COVID-19WaiverOfCostShare3-5-20Final.pdf
COLORADOxhttps://www.colorado.gov/pacific/dora/news/consumer-advisory-division-insurance-directs-insurers-covid-19-coveragexhttps://drive.google.com/file/d/1LkOHSK3lnHyL_bUXdFM7Rjx5cRZ4ndt7/view
CONNECTICUTxhttps://portal.ct.gov/-/media/CID/1_Bulletins/Bulletin-IC-40.pdf?la=en
DELAWARExhttps://insurance.delaware.gov/wp-content/uploads/sites/15/2020/03/domestic-foreign-insurers-bulletin-no116.pdf
*DISTRICT OF COLUMBIAxhttps://www.dchealthlink.com/coronavirusxhttps://www.dchealthlink.com/coronavirusxhttps://www.dchealthlink.com/coronavirusxhttps://www.dchealthlink.com/coronavirus
FLORIDAxhttps://floridaspharmacy.gov/latest-news/gov-desantis-declares-state-of-emergency-in-florida-in-response-to-covid-19/
GEORGIAxhttps://www.oci.ga.gov/ExternalResources/Announcements/Directive-3202020-1057.pdf
HAWAII
IDAHO
ILLINOIS
INDIANA
IOWAxhttps://iid.iowa.gov/documents/individual-and-small-group-coverage-impacted-by-covid-19
KANSAS
KENTUCKYxhttps://pharmacy.ky.gov/Documents/Executive%20Order%202020-220.pdf
LOUISIANAxhttps://info.groupbenefits.org/docs/OGBforms/News/2020/COVID19healthplans3162020.pdfxhttps://www.ldi.la.gov/docs/default-source/documents/legaldocs/rules/rule40-cur-moratoriumonpolicy.pdf?sfvrsn=de244f52_6
MAINExhttps://www.maine.gov/pfr/insurance/consumer/consumer_guides/pdf/consumer_%20guide_to_insurance_provisions_and_resources_in_maine_during_covid-19.pdfxhttps://www.maine.gov/tools/whatsnew/index.php?topic=DHS+Press+Releases&id=2227379&v=articlexhttps://www.maine.gov/pfr/insurance/consumer/consumer_guides/pdf/consumer_%20guide_to_insurance_provisions_and_resources_in_maine_during_covid-19.pdf
MARYLANDxhttps://governor.maryland.gov/2020/03/06/coronavirus-update-governor-hogan-announces-new-directive-requiring-state-insurers-to-waive-costs-for-testing-provides-additional-details-on-confirmed-cases/
MASSACHUSETTSxhttps://www.mass.gov/doc/bulletin-2020-02-addressing-covid-19-coronavirus-testing-and-treatment-issued-362020/downloadxhttps://www.mass.gov/doc/bulletin-2020-02-addressing-covid-19-coronavirus-testing-and-treatment-issued-362020/downloadxhttps://www.mass.gov/files/documents/2020/03/13/pharmacy-facts-141_0.pdf
MICHIGAN
MINNESOTAxhttps://www.mnsure.org/shop-compare/about-plans/covid-19/index.jsp
MISSISSIPPIxhttps://www.mid.ms.gov/legal/bulletins/20203bul.pdf
MISSOURI
MONTANA
NEBRASKA
NEVADAxhttps://www.mid.ms.gov/legal/bulletins/20203bul.pdf
NEW HAMPSHIRExhttps://www.nh.gov/insurance/consumers/health-insurance-coronavirus-faq.htm
NEW JERSEY
NEW MEXICOxhttps://www.osi.state.nm.us/wp-content/uploads/2020/03/Governor-Press-Release.pdfxhttps://www.osi.state.nm.us/wp-content/uploads/2020/03/Governor-Press-Release.pdf
NEW YORKxhttps://www.governor.ny.gov/news/no-20213-continuing-temporary-suspension-and-modification-laws-relating-disaster-emergency
NORTH CAROLINAxhttps://www.ncdoi.gov/news/press-releases/2020/03/27/nc-insurance-commissioner-orders-deferral-premium-payments-help
NORTH DAKOTA
OHIOxhttps://iop-odi-content.s3.amazonaws.com/static/Legal/Bulletins/Documents/2020-07.pdfxhttps://insurance.ohio.gov/static/Legal/Bulletins/Documents/2020-02_COVID-19.pdf
OKLAHOMAxhttps://www.oid.ok.gov/lh-bulletin-no-2020-02-amended/xhttps://www.oid.ok.gov/lh-bulletin-no-2020-02-amended/
OREGONxhttps://dfr.oregon.gov/news/2020/Pages/20200325-grace-period-insurance-deadlines.aspx
PENNSYLVANIA
*PUERTO RICOxhttp://ocs.gobierno.pr/enocspr/files/Cartas%20Normativas%202020/CN-202-268-D_eng.pdfxhttp://ocs.gobierno.pr/enocspr/files/Cartas%20Normativas%202020/CN-202-268-D_eng.pdf
RHODE ISLANDxhttps://www.ri.gov/press/view/37915
SOUTH CAROLINA
SOUTH DAKOTA
TENNESSEExhttps://www.tn.gov/content/dam/tn/commerce/documents/insurance/bulletins/030920-Tennessee-Bulletin_20-02.pdf
TEXASxhttps://www.tdi.texas.gov/rules/2020/documents/20206305.pdfxhttps://www.tdi.texas.gov/rules/2020/documents/20206305.pdf
UTAH
VERMONT
VIRGINIA
WASHINGTONxhttps://www.insurance.wa.gov/sites/default/files/documents/emergency-order-20-02_3.pdfxhttps://www.insurance.wa.gov/sites/default/files/documents/emergency-order-number-20-01.pdfxhttps://www.insurance.wa.gov/sites/default/files/documents/emergency-order-20-02_3.pdf
WEST VIRGINIAxhttps://www.wvinsurance.gov/Portals/0/pdf/20-05_Prescription_Refill_Bulletin.pdf?ver=2020-03-14-144759-590xhttps://www.wvinsurance.gov/Portals/0/pdf/pressrelease/20-07%20COVID-19%20Regulatory%20Guidance.pdf?ver=2020-03-26-195235-360xhttps://www.wvinsurance.gov/Portals/0/pdf/20-05_Prescription_Refill_Bulletin.pdf?ver=2020-03-14-144759-590
WISCONSINxhttps://oci.wi.gov/Pages/Regulation/Bulletin20200306COVID-19.aspx
WYOMING
GUAM