On January 1, 2014, many of the new provisions of the Patient Protection and Affordable Care Act (ACA) went into effect. One of the largest changes is that insurance providers can no longer engage in a process called medical underwriting. Medical underwriting was when insurance...
Before the Affordable Care Act, people with Medicare Part D coverage, often fell into a coverage gap, where they would have to pay thousands of dollars out of their own pocket to get the prescriptions drugs they need. A standard Medicare Part D plan works like...
Imagine choosing a health insurance plan, through your employer, the Health Insurance Marketplace, or even directly from an insurance company. You pay your monthly premium and then you go to the pharmacy to fill your very expensive prescription, only to be told that your insurance...
Workplace wellness programs are created to support healthy behavior in the workplace, which can improve employees’ health and lower the cost of health care spending. A majority of workplace wellness programs focus on prevention of chronic diseases, although workplace wellness programs address a variety of...
The Patient Protection & Affordable Care Act (ACA) is celebrating its fourth birthday today! Over the last four years, the ACA has made a number of changes to our health care system that have had an impact on the cancer community. One of those changes was the...
Prior to January 1, 2014, a health insurance company could deny individuals a health insurance plan because of their gender, their age, or their past or current medical conditions. Because this left may individuals and families without health insurance coverage, about 35 states stepped in to...
These are all terms related to an individual’s immigration status in the United States. Do you fit into one of these categories? Trying to help someone who might? Not sure? Depending on your immigration status, you may be eligible for health insurance benefits under the Affordable Care...
It’s January 16, 2014, and the Affordable Care Act is still here. There have been lots of changes over the last few weeks, in a few different areas: Marketplaces pushed back the deadline to enroll in a Marketplace plan for coverage to December 23, in order for...
Do you want to sign up for health insurance, but are frustrated by HealthCare.gov? We understand! The good news is that while the website is being worked on, applying for health insurance online isn't the only option for you. You can also apply via mail,...
by Joanna Morales, CEO On Tuesday, I had the honor of speaking at the Congressional Hispanic Caucus Institute (CHCI) Public Policy Conference in Washington, D.C. I was tasked with talking about the implementation of the Patient Protection & Affordable Care Act (ACA) in California. It was...