Every day, about 90 Americans overdose on Opioids, according to the National Institute on Drug Abuse. This has been termed the 'opiod crisis.' Opioids come in a variety of modes, including prescription pain relievers, synthetic opioids, and even heroin. The CDC estimates that the “economic...
Medicare is a government health insurance program for eligible individuals. To be eligible you must be: 65+ years old; have collected SSDI benefits for more than 24 months; or have been diagnosed with end stage renal disease (ESRD) or ALS. There are currently about 56...
Health care is a daily news topic. With Republican Members of Congress and the President working to repeal and replace the Affordable Care Act (ACA), many aspects of health care have been brought into question recently, for example, what constitutes as a pre-existing condition, increased...
Last night the Senate voted against the so called ACA “Skinny-Bill” Repeal, 49-51. This bill would have eliminated the medical device tax as well as the individual and employer mandates. Practically speaking, this means that the protections and health insurance options created by the ACA remain,...
Here is a quick update on what has happened in the Senate this week to make changes to our health care system. The Senate attempted to vote on an amendment that included the last version of the Better Care Reconciliation Act (BCRA), and $100 billion...
You may qualify for a special enrollment period (SEP) to buy coverage through the ACA’s health insurance Marketplaces, if you experience a life-changing event that results in a loss of coverage, such as: losing your employer based coverage, aging out of your parent’s health insurance...
This week the Senate's efforts to repeal and replace the Affordable Care Act (ACA) have stalled, for now. Yesterday, Senate Majority Leader Mitch McConnell said that he was not going to move forward with a vote on the Senate’s health care reform proposal called the Better...
A recent study found that the average family in America spends 10.1% percent of the family’s income just on health insurance premiums and deductibles. So it’s no wonder that many Americans need a little help purchasing health insurance coverage. The Patient Protection and Affordable Care Act...
Yesterday, the U.S. Senate released its revised proposal to overhaul health insurance in America. Unfortunately, this new version of the Better Care Reconciliation Act (BCRA-2) would still cause significant harm to the cancer community. For clarity, here we will focus just on the changes to the...
by Kristi Sullivan, CFP Chances are high that when I mention the idea of a reverse mortgage to clients, I’ll be met with a very sour expression. I think this is because of the impression that these instruments are expensive and that you give up ownership of...