Do you need health insurance for next year? The open enrollment period has begun and if you want your coverage to begin on January 1, 2015 you must sign-up by Monday, December 15, 2014. Confused on how to get started? The links below have all of...
We know that health insurance can be overwhelming and stressful. But it doesn’t have to be. The Patient Protection and Affordable Care Act (ACA) includes changes to make it easier to shop for, and purchase, insurance. As we approach the second open enrollment period (November 15,...
As many people are beginning their open enrollment season for benefits at their jobs, they may have questions about all of their various options. Two options that may be helpful for people to consider enrolling in are a Flexible Spending Account or a Health Savings...
By Robert Bernstein, Fifth Season Financial Individuals with a serious medical condition, such as cancer, may be experiencing financial hardship, as well. It’s the last thing someone needs to deal with when their life and health is on the line. But, what if there was a...
Cancer rights attorney and advocate, Joanna Morales, shares her advice for managing the financial impact and questions that accompany a cancer diagnosis. Most cancer survivors are unaware of their rights and the resources available to assist them through the vast maze of legal, employment, and...
On January 1, 2014, many of the new provisions of the Patient Protection and Affordable Care Act (ACA) went into effect. One of the largest changes is that insurance providers can no longer engage in a process called medical underwriting. Medical underwriting was when insurance...
Before the Affordable Care Act, people with Medicare Part D coverage, often fell into a coverage gap, where they would have to pay thousands of dollars out of their own pocket to get the prescriptions drugs they need. A standard Medicare Part D plan works like...
Imagine choosing a health insurance plan, through your employer, the Health Insurance Marketplace, or even directly from an insurance company. You pay your monthly premium and then you go to the pharmacy to fill your very expensive prescription, only to be told that your insurance...
One common concern after receiving a cancer diagnosis is, “How can I continue to earn a living if cancer leaves me unable to work, either for the short-term or long-term?” Disability insurance can provide you with some income when a medical condition, including cancer, leaves...
Patience is not simply the ability to wait - it's how we behave while we're waiting. - Joyce Meyer When you apply for a new job, you may face a waiting period before your new employer gives you access to certain employee benefits, such as health insurance coverage. These...