This chart highlights the state laws related to Medicare coverage and navigation, and information about Medigap. Check back often, as this chart is updated frequently.
If you don't find what you're looking for, see our Medicare Topics Page. For information about health insurance generally, or Medicaid, return to the main state laws page.
| State | All Medigap plans are guarantee issue, and include limits on premiums | All Medigap plans are guarantee issue, but if under 65 premiums can be more | No requirement for companies to sell Medigap plans to people under 65 with a disability, but plans are currently being sold | No requirement for companies to sell Medigap plans to people under 65 with a disability, but no plans are currently being sold | ||||
|---|---|---|---|---|---|---|---|---|
| ALABAMA | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m/plan-policies/MEDIGAP_PLAN_TYPE_A?fips=01073&zip=35064&year=2022&lang=en | ||||||
| ALASKA | X | https://www.commerce.alaska.gov/web/portals/11/pub/consumers/medicare-rate-guide.pdf | ||||||
| ARIZONA | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m/plan-policies/MEDIGAP_PLAN_TYPE_A?fips=04013&zip=85001&year=2022&lang=en | ||||||
| ARKANSAS | X | https://www.arkleg.state.ar.us/Acts/Document?type=pdf&act=684&ddBienniumSession=2017%2F2017R | ||||||
| CALIFORNIA | X | https://www.insurance.ca.gov/0200-industry/0120-notices/upload/NoticeMedigapChanges2010.pdf | ||||||
| COLORADO | X | https://doi.colorado.gov/insurance-products/health-insurance/senior-health-care-medicare | ||||||
| CONNECTICUT | X | https://www.cga.ct.gov/current/pub/chap_700c.htm#sec_38a-473 | ||||||
| DELAWARE | X | https://legiscan.com/DE/text/SB42/2013 | ||||||
| *DISTRICT OF COLUMBIA | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m?lang=en&year=2022 | ||||||
| FLORIDA | X | https://www.floir.com/sitedocuments/medigapfaqs.pdf | ||||||
| GEORGIA | X | https://codes.findlaw.com/ga/title-33-insurance/ga-code-sect-33-43-3.html | ||||||
| HAWAII | X | https://files.hawaii.gov/dcca/ins/har/har_12-c.pdf | ||||||
| IDAHO | X | https://legislature.idaho.gov/sessioninfo/billbookmark/?yr=2021&bn=S1143 | ||||||
| ILLINOIS | X | https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=021500050K363 | ||||||
| INDIANA | Plan A Only | https://www.billtrack50.com/BillDetail/1010218/2838 | ||||||
| IOWA | X | https://shiip.iowa.gov/sites/default/files/2020-10/2020MedSuppguide10-2020.pdf | ||||||
| KANSAS | X | https://insurance.ks.gov/documents/department/publications/medicare-supplement-ins-shoppers-guide.pdf | ||||||
| KENTUCKY | X | https://insurance.ky.gov/PPC/Documents/msguide.2.2022.pdf | ||||||
| LOUISIANA | X | https://www.ldi.la.gov/consumers/senior-health-shiip | ||||||
| MAINE | X | https://www1.maine.gov/pfr/insurance/consumer/consumer_guides/pdf/consumer_guide_medicare_supplement.pdf | ||||||
| MARYLAND | X | https://www.billtrack50.com/BillDetail/758059/2838 | ||||||
| MASSACHUSETTS | X | https://www.mass.gov/files/documents/2017/10/23/211-71.pdf | ||||||
| MICHIGAN | X | https://www.legislature.mi.gov/(S(mqyjxr1pyhvemk50pomh4vg2))/mileg.aspx?page=getObject&objectName=mcl-500-3831 | ||||||
| MINNESOTA | X | https://www.revisor.mn.gov/statutes/2018/cite/62A.31?keyword_type=all&keyword=medicare+supplement | ||||||
| MISSISSIPPI | X | https://www.mid.ms.gov/consumers/pdf/medicare-supplement-guide.pdf | ||||||
| MISSOURI | X | https://insurance.mo.gov/seniors/documents/2020MedigapBook-Online.pdf | ||||||
| MONTANA | X | https://rules.mt.gov/gateway/ruleno.asp?RN=6.6.507C | ||||||
| NEBRASKA | X | https://doi.nebraska.gov/sites/doi.nebraska.gov/files/doc/Supplement%20Fact%20Sheet_4.pdf | ||||||
| NEVADA | X | https://doi.nv.gov/uploadedFiles/doi.nv.gov/Content/Consumers/Health_and_Accident_Insurance/MedicareSupplementGuide.pdf | ||||||
| NEW HAMPSHIRE | X | https://www.nh.gov/insurance/consumers/documents/2021-medicare-supplement-rates.pdf | ||||||
| NEW JERSEY | X | https://www.billtrack50.com/BillDetail/1124806/2838 | ||||||
| NEW MEXICO | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m?lang=en&year=2022 | ||||||
| NEW YORK | X | https://govt.westlaw.com/nycrr/Document/I7642340bac6811de925e8b6c0f928f1d?viewType=FullText&originationContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default) | ||||||
| NORTH CAROLINA | X | https://www.ncleg.net/EnactedLegislation/Statutes/HTML/ByChapter/Chapter_58.html | ||||||
| NORTH DAKOTA | X | https://www.insurance.nd.gov/sites/www/files/documents/Medicare%20-%20SHIC/Medicare%20Supplement/20200804/20200804%20Approved%20ND%20Medicare%20Supplement%20Plan%20A.pdf | ||||||
| OHIO | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m?lang=en&year=2022 | ||||||
| OKLAHOMA | X | https://www.oid.ok.gov/wp-content/uploads/2019/10/190219-OAC10P5.pdf | ||||||
| OREGON | X | https://shiba.oregon.gov/medicare-65/Pages/medigap.aspx | ||||||
| PENNSYLVANIA | X | https://www.insurance.pa.gov/Coverage/Documents/Older%20Pennsylvanians/Medigap4-16.pdf | ||||||
| *PUERTO RICO | ||||||||
| RHODE ISLAND | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m/plan-policies/MEDIGAP_PLAN_TYPE_A?fips=44005&zip=02878&year=2022&lang=en | ||||||
| SOUTH CAROLINA | X | https://doi.sc.gov/DocumentCenter/View/12667/2020-Brochure---Medicare-Supp-Shop-Guide-Rev-2018-01-AR?bidId= | ||||||
| SOUTH DAKOTA | X | https://dlr.sd.gov/insurance/medicare_supplement_policies.aspx | ||||||
| TENNESSEE | X | https://www.tn.gov/content/dam/tn/commerce/documents/insurance/bulletins/120110.pdf | ||||||
| TEXAS | X | https://www.tdi.texas.gov/pubs/consumer/medsup.html | ||||||
| UTAH | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m/plan-policies/MEDIGAP_PLAN_TYPE_A?fips=49035&zip=84044&year=2022&lang=en | ||||||
| VERMONT | X | https://dfr.vermont.gov/sites/finreg/files/doc_library/dfr-insurance-medicare-supplemental-shopping-guide-102120.pdf | ||||||
| VIRGINIA | X | https://www.billtrack50.com/BillDetail/1159484/17934 | ||||||
| WASHINGTON | X | https://www.insurance.wa.gov/medigap-medicare-supplement-plans | ||||||
| WEST VIRGINIA | X | https://www.medicare.gov/medigap-supplemental-insurance-plans/#/m?lang=en&year=2022 | ||||||
| WISCONSIN | X | https://oci.wi.gov/Documents/Consumers/PI-002.pdf | ||||||
| WYOMING | X | https://drive.google.com/file/d/1jDzPjM54gg_E9tLxBkoHt7NDjqnnJfXI/view | ||||||
| GUAM | ||||||||
| 2/14/23 |